A Kubera alternative that also does budgeting
Kubera is a polished net worth tracker for wealth spread across many places. If you also want to know where your money goes every month, Rootfolio puts net worth and budgeting together.
What makes Rootfolio different
- Budgeting included: a yearly budget for each category, compared with what you actually spend, plus recurring payments and reports.
- Bank statement import from PDF or screenshots of any bank, without linking accounts.
- Investments with insight: performance against benchmarks, dividend forecasts and allocation by sector and by holding inside ETFs.
- Family owners for investments, and an emergency fund target for each account.
- Zakat calculation on your wealth.
- A free plan, and 6 languages.
Your net worth, piece by piece
| What you own | In Rootfolio |
|---|---|
| Bank accounts, cards, cash | Balances from your transactions, in any currency |
| Stocks, ETFs, gold ETCs, crypto ETFs | Automatic prices from Yahoo Finance |
| Home and car | Value with a yearly change rate |
| Loans and mortgages | Loan accounts subtracted from your net worth |
| Pension plan | Projections by scenario |
When Kubera may be the better choice
If you want automatic connections to many banks and exchanges, or you track a wide range of alternative assets such as DeFi, Kubera is designed for that. Rootfolio is for families who want their net worth and their monthly spending in the same, simple place.
Frequently asked questions
Does Rootfolio connect to my bank automatically?
No. Instead of bank connections, you upload a PDF statement or a screenshot and the transactions are recognised automatically. Nobody gets access to your bank login.
Can I track my home and car?
Yes: the Property section stores each asset with a starting value and a yearly change, so its value updates over time.
How much does it cost?
The free plan covers up to 3 accounts with budgets and reports. Plus costs €2.99 a month and Pro, with the investment portfolio, €4.99 a month or €49.99 a year. Every new account tries Pro free for 14 days.
See your whole family’s wealth in one place
Create an account and get every Pro feature free for 14 days, no card needed.
Try Rootfolio free